Prior to 2000, the absence of historical transaction data impeded the ability to quickly and accurately price assets, making a 3rd party valuation of a loan or loan portfolio an expensive and time consuming prospect. In 2000, DebtX launched the first Internet marketplace for loans, and in 2005 we opened the marketplace to direct loan sellers and loan syndicators.
Since launching the platform more than 15 years ago, DebtX has captured precise trade data on whole loan and participation sales executed via the DebtX marketplace. DebtX leverages this data to provide an independent, reliable and defendable estimated market price for our clients’ loans and loan portfolios. DebtX is the only company with such market insight and industry experience.
DebtX’s loan valuation products, DXMark® and DXValue®, offer the industry’s most accurate, objective, and defensible mark-to-market valuations of commercial & industrial (C&I), commercial real estate (CRE), and single family residential (SFR) loan portfolios. Our unique pricing models incorporate over 15 years of transaction data collected from hundreds of thousands of loans sold through the DebtX marketplace.
DebtX leverages valuation and analytics and its extensive market data to provide clients with realistic scenario analysis and credit default modeling. Financial institutions use these tools to aid in risk assessment and measurement of future credit risk for individual loans and loan portfolios.
DebtX also offers a variety of innovative information services, including Market Data, historical statistics, and analytical research. DXScore® is our credit rating system for commercial real estate loans.
Typical Client Engagements
- CRE, Residential and C&I Loan Portfolio Valuations
- Fair Value Accounting/FASB-157 Compliance Footnoting
- Stress Testing & Scenario Analysis; DFAST or CCAR “Challenger” Model
- CMBS Collateral Pricing
- Loan Loss Reserve Adequacy
- Merger & Acquisition Portfolio Valuations
- Transfer Pricing
- Managed Service Offering
- Performing & Non-performing Portfolios
- Stress Testing & Scenario Analysis
- Consistent, Repeatable Methodology
- Standardized Output & Customized Reporting